Due to the increasing the level of income per capita in developing countries, will affect the lifestyle of its people. Once deemed capable, many people will buy things like secondary needs, such as vehicle. So it can be seen in many developing countries now that the streets filled with motorcycles because it assumed to be cheaper and can more rapidly penetrate the highway congestion. Because the motocycle has a more slender body than cars and other four-wheeled vehicles, then of course it can be more quickly through the bottleneck. Thousands of motorcycles can be seen on the streets every morning and evening according to hours worked by employees.
With a small down payment and a simple credit process can increasingly people to purchase a motorcycle. So that employees with a small salary can still buy it even have to make an installments. As a result, of course the number of motorcycles on the streets became so numerous and crowded highways. But also the right of employees to buy a motorcycle in order to facilitate mobility, because in fact the public transport available also can not provide satisfactory service yet.
The increase in vehicle loans on the one hand to be as a measurement of the increase of income level of the people, but on the other side the increasing the number of motor vehicles has worsened the road conditions. Increasing the number of users was not accompanied by the addition of roadway, it really worsened the road conditions.