Marriage will bring certain consequences for most people so it is recommended to prepare anything which related to marriage including prepare your financial. As you know, marriage will unite two families with different character and as first consequences you need to ensure that you can cover basic needs based on your financial status.
Financial is a crucial issue in marriage and there are many people failed in marriage since they are not preparing the financial for marriage. Some experts have few financial solutions for couple who want to get married. First, talk about money before you are getting married. Yes, discuss financial issue with your boyfriend/girlfriend in detail since financial problem could happen to any family. Make a list of the income and expenditure possibilities so when have married you can refer to the list to find the ideal solution. Second, manage personal saving as secondary financial after marriage. Different situation will happen since marriage is not only brings the good side or your boyfriend/girlfriend but brings the bad side as well. If there are financial problem and you need immediate solution, take the personal saving without arguing with your wife/husband since arguing can lead to bad mood in a family.
Third, join insurance so you are ready to get married and if there is something bad happened to you (lose the job, fatal accident, etc), the insurance will cover living expenses for entire family members. Now, it is up to you how to manage the personal income to prepare for marriage. Good luck.